Oolka - About the company
Oolka is a series A company based in Bengaluru (India), founded in 2023 by Utkrishta Kumar. It operates as a Provider of AI-powered credit management solutions, aiming to democratize access to credit and promote long-term financial wellness. Oolka has raised $27.9M in funding from investors like Lightspeed Venture Partners, Z47 and Accel, with a current valuation of ₹*****. The company has 20 active competitors, including 2 funded and 5 that have exited. Its top competitors include companies like TransUnion, Equifax and CRIF.
Company Details
Provider of AI-powered credit management solutions, aiming to democratize access to credit and promote long-term financial wellness. It is a credit builder platform that enables individuals to track, pay, and earn cashback on loan EMIs, while also managing credit score. The platforms offer tools for loan EMI payment management, credit score analytics and more.
- Website
- oolka.in
- Social
- Email ID
- *****@oolka.in
- Registered Address
- 5012, Prestige Ferns, Residency, Haralur Road, HSR Layout, Bangalore, Bangalore South, Karnataka, India, 560102
Key Metrics
Founded Year
2023
Location
Bengaluru, India
Stage
Series A
Total Funding
$27.9M in 3 rounds
Latest Funding Round
Post Money Valuation
₹***** as on Apr 17, 2026
Investors
Ranked
8th among 20 active competitors
Annual Revenue
0 - ₹10 Cr as on Mar 31, 2025
Employee Count
22 as on Apr 30, 2025
Similar Companies
Legal entities associated with Oolka
Oolka is associated with 1 legal entity given below:
Legal Entity Name | Date of Incorporation | Revenue | Latest Employee Count | Documents |
|---|---|---|---|---|
SIXDIS TECHNOLOGIES PRIVATE LIMITED CIN: U62099KA2023PTC180370 , India, Active | Oct 27, 2023 | 0 - ₹10 Cr (As on Mar 31, 2025) | 44 (As on May 01, 2026) |
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Oolka's funding and investors
Oolka has raised a total funding of $27.9M over 3 rounds. Its first funding round was on Mar 22, 2024. Its latest funding round was a Series A round on Apr 17, 2026 for $*****. 5 investors participated in its latest round. Oolka has 8 institutional investors and 12 angel investors.
Here is the list of recent funding rounds of Oolka:
Date of Funding | Funding Amount | Round Name | Post-Money Valuation | Revenue Multiple | Lead Investors | Other Investors |
|---|---|---|---|---|---|---|
Apr 17, 2026 | 6135409 | Series A | 1384663 | 1763139 | 5380758 | 3656183 |
Sep 24, 2025 | 6932813 | Seed | 2147171 | 3987487 | 1203592 | |
Mar 22, 2024 | 5130807 | Seed | 3002371 | 9145289 |
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Oolka's founders and board of directors
Founder? Claim ProfileThe founders of Oolka is Utkrishta Kumar. Utkrishta Kumar is the CEO of Oolka.
Here are the details of Oolka's key team members:
- Utkrishta Kumar: Founder & CEO of Oolka. They are also an angel investor in 2 startups and serve on the board of 1 company.Contact Info: 1 phone number
Oolka's Board of Directors
Oolka's board has 2 active members. Utkrishta Kumar is part of team and Jatin Premanand Mazalcar is independent board member.Here is the list of Oolka's board of directors:
Name | Type | Representing | Status | Duration |
|---|---|---|---|---|
Team | - | Current | 2y 7m | |
ptnwnjc | Team | - | Past | 2y 4m |
Independent board member | - | Current | 1y 0m |
View details of Oolka's Founder profiles and Board Members
Oolka's employee count trend
Oolka has 22 employees as of Apr 25. Here is Oolka's employee count trend over the years:
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Oolka's Competitors and alternates
Top competitors of Oolka include TransUnion, Equifax and CRIF. Here is the list of Top 10 competitors of Oolka, ranked by Tracxn score:
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Rank | Company Details | Short Description | Total Funding | Investors | Tracxn Score |
|---|---|---|---|---|---|
1st |  TransUnion 1968, Chicago (United States), Public | Provider of consumer credit reports, credit monitoring, scores, and identity tools | $7.5M | 79/100 | |
2nd |  Equifax 1899, Atlanta (United States), Public | Provider of consumer credit reporting, monitoring, and identity theft protection services | - | 77/100 | |
3rd | Provider of a credit scoring solution for businesses | $8.79M | 68/100 | ||
4th | FICO 1956, San Jose (United States), Acquired | Provider of AI decisioning platforms and credit scoring solutions for enterprises | - | 64/100 | |
5th | India Ratings and Research 1995, Mumbai (India), Funding Raised | Credit rating and research agency offering financial data | - | - | 58/100 |
6th | Credit scoring data and customer information provider | $19.1M | 56/100 | ||
7th |  TransUnion CIBIL 2000, Mumbai (India), Funding Raised | Provider of credit scores datasets | - | 55/100 | |
8th | Provider of AI-powered credit management solutions, aiming to democratize access to credit and promote long-term financial wellness | $27.9M | 54/100 | ||
9th | Enterprise Tiger 2016, Bengaluru (India), Early Stage | Provider of a platform for managing and streamlining the debt collection process | $5.56M | - | 45/100 |
10th | Microfirm Capital 1995, Kolkata (India), Unfunded | Platform offering investment and advisory services | - | - | 39/100 |
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Oolka's Latest cap tables and shareholding
Founders own 34.09%, Funds (largest shareholder) own 45.02%, Angels own 0.75% and ESOP Pool own 20.14%. The net worth of Oolka's founders is INR 281Cr as of Apr 17, 2026.
Shareholders Name | Post Round Holding % | Net worth | Cumulative Investment | Realised Returns | Unrealised Returns | Return Multiple |
|---|---|---|---|---|---|---|
Founder | 34.09% | 281Cr | 1259977 | 5072311 | 1002452 | 8587460 |
2423099 | 5839919 | 9792631 | 7701253 | 9767254 | 7398903 | |
Fund | 45.02% | 371Cr | 5435867 | 9071523 | 4362664 | 3693426 |
8249098 | 9153460 | 6095457 | 9050270 | 6032791 | 9759329 | |
1695601 | 9664853 | 9029196 | 6992512 | 3981542 | 7448170 | |
4672764 | 3741560 | 1301878 | 4843172 | 9855587 | 4482816 | |
Angel | 0.75% | 6.21Cr | 0 | 0 | 0 | 0 |
ESOP Pool | 20.14% | 166Cr | 3545028 | 9711638 | 1049801 | 3871618 |
Total | 100.00% | 825Cr | 2782000 | 9459489 | 6539588 | 5097274 |
To unlock detailed Cap Table of Oolka Sign up today!Notes: The column Net Worth represents the net worth of investments made by that entity, as per the latest cap table.
DisclaimerView more details of Oolka's Shareholding
Oolka's Investments and acquisitions
Oolka has made no investments or acquisitions yet.
Reports related to Oolka
Here is the latest report on Oolka's sector:
News related to Oolka
Media has covered Oolka for a total of 4 events in the last 1 year.
•
Oolka raises Rs 130 Cr in Series A led by Accel at Rs 730 Cr valuationEntrackr•Apr 24, 2026•Z47, Oolka, Lightspeed Venture Partners, Accel
•
•
Oolka raises $7 Mn in seed round led by Lightspeed and Z47StartupNews•Sep 24, 2025•Z47, Speedtest, Lightspeed Venture Partners, 8i Ventures and 5 others
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