Where is Getcred located?

Getcred is headquartered in United Kingdom.

Is Getcred a funded company?

Getcred is a funded company, having raised a total of $***** in its 1st and only funding round, a Seed round.

When was the latest funding round of Getcred?

Getcred's latest funding was a $***** Seed round, with participation from 1 investor.

Where does Getcred rank among its competitors?

Getcred ranks 29th amongst 33 active competitors, of which 9 are funded. It stands 11th in terms of total funding among its competitors. The most recent competitor to raise funding was Upgrade, which secured $165M in Oct, 2025.

Who are the top competitors of Getcred?

Getcred's top competitors include Upgrade, ShinhanCard and Honest. Among them, Upgrade secured the most recent funding round in October, 2025.

Getcred - 2026 Company Profile, Funding & Competitors

Getcred is a seed company based in United Kingdom. It operates as a Provider of flexible credit lines usable as loans, cards, overdrafts. Getcred has raised an undisclosed amount in funding. The company has 33 active competitors, including 9 funded and 5 that have exited. Its top competitors include companies like Upgrade, ShinhanCard and Honest.

Company Details

Provider of flexible credit lines usable as loans, cards, overdrafts. The company offers a credit line that can be used for purchases, debt consolidation, or overdraft protection. Users can draw down larger amounts and create repayment plans. The service also allows balance transfers from other cards.

Key Metrics

Location

United Kingdom

Stage

Seed

Latest Funding Round

Seed, $*****

Investors

Keith Grose

Ranked

29^th among 33 active competitors

Similar Companies

Upgrade & 29 more

View Getcred's full profile

Getcred has raised funding over 1 round. Its latest funding round was a Seed round. 1 investor participated in its latest round. Getcred has 1 angel investor.

View details of Getcred's funding rounds and investors

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Top competitors of Getcred include Upgrade, ShinhanCard and Honest. Here is the list of Top 10 competitors of Getcred, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Upgrade 2016, San Francisco (United States), Series G	Provider of consumer credit and banking products	$750M	FirstMark, CreditEase & 42 others	73/100
2nd	ShinhanCard 2002, Seoul (South Korea), Series C	Online platform for consumer loans	$60M	MAS, IFC	70/100
3rd	Honest 2019, Jakarta (Indonesia), Series B	Provider of a digital credit card with simplified fees and features	$100M	Orient, Digital Horizon & 18 others	68/100
4th	Twisto 2013, Prague (Czech Republic), Acquired	Online lenders for personal credit lines loans	$44.2M	ING, bizthusiasm.com & 18 others	68/100
5th	Possible 2017, Las Vegas (United States), Series B	Provider of installment loans and cash advances with flexible repayment	$49.6M	Union Square Ventures, Canvas Ventures & 13 others	65/100
6th	Hyundai Card 2001, Seoul (South Korea), Late Stage	Credit card for payments and transactions	-	Affinity Equity Partners, General Electric ... & 2 others	64/100
7th	Samsung Card 1988, Seoul (South Korea), Public	Credit card provider	-	SJL Partners	55/100
8th	Viseca Card services 1999, Zurich (Switzerland), Unfunded	Credit card and prepaid card solutions	-	-	47/100
9th	Jasper 2015, New York City (United States), Deadpooled	NFC-enabled credit cards for point-of-sale financing	$48M	Off The Grid Ventures, 500 Global & 15 others	45/100
10th	Trigg 2015, Sao Paulo (Brazil), Unfunded	Provider of a mobile linked digital credit card	-	-	44/100
29th	Getcred United Kingdom, Seed	Provider of flexible credit lines usable as loans, cards, overdrafts	-	-	18/100